The best insurance for truck covers more than just the driver; it also protects the cargo and the business. That’s why it’s so important to make sure that you get the right coverage, especially as rates continue to rise. It’s also why it’s critical to compare quotes and insurers so that you can find a great deal on the best commercial truck insurance.

The cost of your insurance for truck is based on many factors, including the truck type, driving record, cargo type, operating radius, and more. In addition, the location of the truck will influence how much you pay for premiums, as it will impact the frequency of accidents and the potential risks for the area. You’ll also pay more for a truck that hauls hazardous materials, because of the higher risk involved.

Insuring Your Truck: A Comprehensive Guide to Commercial Vehicle Insurance

A good trucking insurance company should have 24/7 claims service. This allows you to report a claim as soon as an accident happens, and it will help you avoid the costly delays that can occur when a claims department is not available. A good insurance company should also have a website where you can easily access your policy documents and reports, as well as an app that allows you to manage your insurance from the go.

Our top pick for owner-operators is Sentry, which has been providing insurance since 1904. The carrier focuses on single trucks and is known for its industry expertise and personalized customer service. They offer primary liability, physical damage, bobtail, and non-trucking liability, as well as workers’ compensation and cargo coverage.